Archive for October, 2007

Strange Things About Different Business Entities

Wednesday, October 31st, 2007

By Richard Chapo If you are contemplating forming an entity for your business, there is a lot of information to consider. Here are some of the more esoteric things you will not see discussed in most how to guides. The Next Google Ambition and hope are the two attributes of any new business. Nobody starts a business because they think it will produce just enough profit to get by. You, me and the guy down the street all think we are going to make billions and be the next Google. Obviously, most of us are wrong. Nonetheless, success is in the planning. If you hope to go public with your business one day, your choice of business entities is really simple. The only business entity that can be taken public is the C corporation. You cannot take a limited liability company public, so keep this in mind when you make your choice. You Are A Professional If you are a licensed professional, the idea of forming a business entity to protect yourself makes obvious sense. There is, however, a major problem. In many states, you cannot escape personal liability by doing so. In fact, many states will not let you form a corporation nor LLC for your practice. Instead, you must form a Professional Corporation or the like. These entities tend to be heavily taxed, so make sure you know what you are getting into. Protection From Liability As you probably know, a corporation or LLC protects you from personal liability should the business run into trouble. This is great and all, but it still leaves you with a problem. All of the assets in the business can be lost! If the business has few assets, it really doesnt matter. On the other hand, this can be a disaster for a business with a lot of expensive equipment for manufacturing, tools, property and so on. If you are facing this situation, consider forming two entities. One deals with the public and the risk associated with that. The second one holds all the valuable assets and leases them to the at risk entity. Forming a protective entity make a lot of sense for most businesses. That being said, taking the time to think through the process is critical to getting the most out of them. Richard A. Chapo is with SanDiegoBusinessLawFirm.com - providing limited liability company formation in California. Article Source: http://EzineArticles.com/?expert=Richard_Chapo http://EzineArticles.com/?Strange-Things-About-Different-Business-Entities&id=438327 zolpidem buy online zolpidem online pharmacy online pharmacies ambien india online zolpidem

Where Did All The Farmers Go?

Tuesday, October 30th, 2007

By Mr Jody Hudson Several times a year, I hear someone complain about the development of farm land in our area. These complainers consider it a crime that so much of our farm land has been converted to housing, business, shopping, etc. They seem to consider the farmers and developers to be criminals. If you want to know why so many farmers have sold out to developers, allowed the land to grow houses instead of crops and left the farm life that their families enjoyed for generations read on. Do you know why more and more farms are growing houses, stores and filling stations instead of cows, corn and potatoes? Do you know where the farmers went? Well, my father and I are farmers that left the farm. Most of our neighbors have too. Most of us still live in the area; we just dont farm any more. Few people understand the farming they espouse as so charming and worthy. It was long hours, hard work and little or no pay. Most farmers had less money at the end of the year, after expenses, than those who clerked in stores. Some years the earnings were less than costs, too many years in fact where even the best farmers lost money and had to sell land to survive. Although entire farms were lost in the great depression of the Thirties; in the Seventies, Eighties and Nineties, most farmers had to sell of lots and acreage for homes and development, even though they worked to exhaustion every hour they could and applied every possible correct business practice. Even the most prosperous farms in Delaware, such as the Townsends with all their tens of thousands of acres, have not retained the younger generations of the Townsend family to work in the agribusiness. Farming is hard work. The hours can be even longer today than 50 years ago, with equipment maintenance, constant seminars on chemicals, land use, improved techniques and hours of record keeping, computer work, reading professional publications, etc. Not only do farmers still need to rise before the sun to tend the land and animals, but they must work into the evening hours on the business techniques and applications. Profit margins are slimming by the year and not nearly worth the risk according to more and more farmers. There is seldom a farmers son or daughter who wants the farm life instead of the shorter hours, reduced stress, far lower risk and far higher pay of urban work and life. More and more farmers are changing farms into recreational, entertainment and tourist attractions to pay the bills that crops wont pay. Corn mazes bring in more money and far more profit than harvested corn, shelled corn or corn meal. Dairy farming as entertainment for urban tourists is far more profitable than dairy farming as agriculture. Blueberry farms are not sustainable in most areas, with rising labor costs, unless they become U-Pick entertainment berry farms, with all manner of fruit pies, blueberry muffins and berry twig Christmas wreaths. You will see more and more farms become entertainment, destination, and recreation farms in years to come or you will see houses grow on the land instead. Even many cattle and horse farms sustain themselves by charging people hundreds or thousands of dollars to come shovel manure, castrate bulls, brand calves, or do the cowboy roundups that were once the jobs of people who got paid to do the work. Dad stopped farming twenty years ago and says he should have stopped ten years before that. He was an award winning farmer and a superb businessman. He usually produced as much on each acre as ordinary farmers did on dozens or even a hundred acres. Dad learned to grow healthy corn with stalks just an inch or so apart when others had the corn one, two, or even three feet apart. Some of our most productive farm land is now better suited for concerts, Punkin Chunkin exhibitions, lacrosse camp, baseball training, model airplane flying and other varied recreational uses for the land where I grew up farming, pulling weeds, driving cattle and riding in rodeos in the off season. Even Dads productivity and his prudent management, did not earn the return farming that any other business had to earn to stay viable. Dad has owned and managed a few dozen other businesses and farming is the only one he had to abandon, although he loved it most. The risks of weather, market forces and government capriciousness have been and continue to be incredibly high. A farmer producing more and more per acre with each decade is a trend that continues; keeping farm products at the cheapest levels in history. Part of the reason for our wonderful prosperity is that food takes such a small part of anyones income now. Fifty years ago, food took about 25% of an average familys income. A hundred years ago, 50% of an average familys income often went to food, if they were not farmers themselves. And five hundred years ago, many families could barely eat with the earnings they made. Before that most of what a family did was often based on getting enough food to eat. We have come a long way, with plentiful supplies of fruit, vegetables, protein and all manner of healthy food available for even the most poor usually. We should thank the American farmer for that! Most of Dads land is sold and he has neighbors now; folks who have bought lots or acreage and built nice homes. He continues to buy more land today, but not for farming. The developments of Covey Creek, Cave Colony, Cool Spring Farms, Lazy Lake, Overbrook Shores, Eagle Crest and Cripple Creek are on parts of our farm or on property we bought from neighboring farmers and developed. From the age of about 21, I helped with the sales and marketing of those developments. There are many other farmers who no longer farm, yet we American Farmers grow far more food than we need on the fewer acres. In fact American farmers grow so much food of all kinds that we export our crops to nearly every other country on earth and still drive prices down with oversupply. American agribusiness needs less and less acreage to support the growing population of the world. This ever increasing supply of agrifood, far outstrips demand. Farm prices, to the farmer, are tiny fractions of what they were in any past time. Most of the cost of groceries is due to packaging, advertising and distribution. In dollars adjusted for time; the price of food today, and the money to the farmer, is less than 10% of what it was a hundred years ago. There is more than enough food to feed every person on earth and make them fat like we Americans are. There are substantial problems with transportation, distribution, and political systems but we could feed, clothe and shelter the world on FAR less acreage than we have in production today. We even have the silly, actually insane, habit of paying farmers to not farm in our country. We take tax money from everyone, including all farmers, and pay thousands of farmers to not grow crops, animals and trees. Im personally NOT farming about 500 trillion acres of farm land I wish the federal government would pay me what they owe me J In the late 70s our government climaxed decades of federal laws, policies and financial changes aimed at the decimation and destruction of American farming. Whether the aims were intentional or not is debated. There were interest increases on farm loans from 5% to over 23% on loans that were guaranteed to be fixed rates, during the Seventies, and this devastated the farmer. The federal and state governments, during this same time, added highway taxes to fuels for the tractors, combines and irrigation pumps to help keep the price of automobile gas lower. Diesel fuel to the farmer was 12 cents in early 1976 and was pushed to $1.35 by the end of the year with government taxes and policies. This sudden increase of roughly a thousand percent in fuel costs was not any concern to our car driving public or the politicians after all the farmers are not a major power at the polls and are too independent to organize. Interest rates on home mortgages stayed the same, but rates on farms and farmers homes and equipment went up by the week and month. You may remember Willey Nelsons Farm Aide programs, in the Eighties, which still exist, and that were designed to help keep some family farms from bankruptcy. As far as the evils of development here in the Delaware beach area: Usually those who are most outspokenly opposed to development are usually those who have greatly gained from it financially. These objectors are enjoying the fruits of our economy as newcomers or they are at times members of the old guard whose properties have multiplied in value as a result of prosperity brought to us by the purchases, expenditures, and contributions made possible by those other newcomers and tourists, whove come to visit or join us. Many objectors have retired here with money from urban jobs or have jobs here in some tourist related or supported business or live in homes that are only possible because of the developments they scream against. Some anti-development folks feel the farmers OWE them the land to use and view freely and without responsibility. I see that all the time. In fact there are some people who trespass on farmers land to hunt, exercise their dogs, dig up plants, pick produce, play, or anything else they want to do as though its public property. Some dont see anything wrong with trespassing, even after being told not to do so. There are many people who want others to NOT use the land they own or use it in a certain way for the public good while taking only the responsibility to loudly object not usually to help come up with energy, work or money to retain or regain what they love. Some people just demand the free and irresponsible enjoyment of the fruits of others labors and risks. Requiring a person use his personal property, or not use it according to the wishes of others is a form of trespassing, a form of Communist Theory, everything belongs to everyone thinking. And, yes most of those whose objections are loudest are Marxists in fact or at heart. Most will admit that in private when there is no fear of exposure. Marxism hasnt worked anywhere. Russia is now a free market while we are taking on the unworkable principles of socialism that decimated her. Farmers bought land and equipment, most often with borrowed money, to feed the world feed the world being the cry of the socialistic democracy then and now. However, that contract our government made with the USSR, China and parts of Europe was violated as a political lever, after the farmers had grown the crops and bought new equipment, with long term loans. There was no place to sell the crops and nothing profitable to do with the land. The federal government seemed to purposely push our independent farmers into the abyss of bankruptcy. Then outspoken non-farmers so called environmentalists, encouraged all sorts of additional actions and policies to bring down the farming community all over this nation, and they still do. These are the same socialist democrats that want to feed the world free and stop the farmers from developing the land into homes and businesses. These same socialist democrats that hate all that farmers can do want the farmers to keep the farms so they can see the pretty rows of crops and spacious expanses of well kept land. Getting back to the orchestrated annihilation of American farmers; they had to borrow money to stay in business, some of them for the first time and the loans were first emergency government sponsored loans supported by tax dollars at 3-6% for farm credit and production loans. Some loans even began at 1-2% for putting in soybeans, corn and wheat and the purchase of the expensive harvesting and storage equipment. The prices again forced up to sky high levels for these crops on the futures market as we had contracted to feed the world for decades and the world wanted to be fed more than we could produce. The Feds then stepped in and increased the interest on the fixed interest farm loans a step at a time (just as they were doing the residential loans for homes) very quickly, over less than two years the rates went from less than 7% to 28% — some even peaked at 32%. Farmers had obtained loans for up to 33 years at rates as low as 2% and they were going up in rate by sometimes 3% per month. The loans had been made at fixed rates. Many of the loans had annual payments tied to crop harvest sales and incomes. The predicted incomes were down to nothing. Many farmers just left the crops in the field as the harvested value was less than the cost of harvest. So as the fixed loan rules where changed and the loans increased by the week at times, in violation of the banking contracts. The farm prices plummeted as a result of the violations of our contracts with other nations to feed them. Remember the late 60s and then the deadly 70s and the bankrupting of farmers across this country. Remember Willie Nelson and his Farm Aid music concerts to try and help the farmers, in the final days and weeks. Farmers across the country took other jobs, sold the edges of their farms as lots, sold less productive farms to developers or became developers in some cases. In too many cases they just quietly went out of business and the farms went fallow. Simultaneously, there were no farm jobs to be had, the farms had become mechanized as every farmer was struggling to stay in business, labor was replaced with low-labor crops and we were stuck with the growing of these crops. People who had owned land for generations no longer had any farmers who wanted to rent the land at worthwhile prices. Some went to share cropping and found that half of the proceeds were nothing and didnt pay the land tax. There went most of the potato, tomato, carrot, beet, sweet corn, pea, lima bean, radish, squash, pumpkin, blueberry, strawberry, fig, peach, apple, cherry, asparagus, beef, goat, dairy, hog and alfalfa farms we knew. There went about 70% of the farmers. Larger farmers became hyper-productive, specialized in one low labor crop or two, became more mechanized, cleared the trees from every available acre, planted the crops closer together, used more fertilizer and insecticides and got into other businesses to try to get more productivity from every acre and raise outside income. Migrant laborers to help on the farms disappeared. Some stayed for a while in the canneries and then the canneries were closed. The ones that stayed open till the last did so by not paying the bills even if the cannery was inherited debt free. Some farmers became insurance agents, bankers, liquor store owners, Amway salesmen, mechanics, tractor salesmen, stock brokers, politicians, teachers, etc. to help support the farm. Many signed the criminally one-sided chicken contracts with Perdue there was nothing else they could do and keep the farm. They had to make changes whether they liked it or not. Farm kids went to the city for jobs. Little stores and in some cases little towns closed as less people lived on the few farms that remained. Some places stayed alive such as this area. Muskrat trapping on the thousands of acres between Rehoboth and Fenwick Island that Phil and Ruddy had trapped for years was no longer profitable. The farms on Rt. One were no longer possible as the huge new equipment gradually couldnt be moved easily on the ever more crowded roads. More city folks, many of whom had grown up in rural areas and had to move to the city for jobs and income, needed some space, to get away from it all, and many chose this area. They still do. Some wanted to stay here, they still do. I have sold real estate in areas where development did not occur. Ive seen towns closed, several of them, in western Virginia, West Virginia, Kentucky, Tennessee, Ohio, etc. Ive seen millions of acres of farm and pasture land go unkept and grow up in first weeds and briars and then volunteer juniper and cedar; some of it on Rt. One. Ive seen land values for farm land go from auction sales of $7,000 per acre in large farms right before the grain embargo to China and Russia to less than $1,400 a couple of years later. Some farmers, many farmers sold off lots or entire farms to stay afloat. Ive seen 686 acres of rich river bed, bottom land, fertile ground that was sold for $300 an acre just after the Civil War, be sold again in the late 70s for $700 an acre the loss in real dollars as they say, about 90% of value. The reason, farming the bottom lands of riverbed soil in West Virginia was no longer profitable. And no farmer would buy the land. I sold it to a city fellow as a retreat. He sold it again as there was no way he could leave the city and come to his retreat and earn a living anywhere near there. Another fellow bought it and developed it for those who wanted smaller acreage, along the river to vacation, hunt and fish. You see, no one could make a living here in farming. Remember all the dairy farms that used to dot the county? Remember the vegetable farms and orchards and hay farms? You may know the owners. Most of them had to become developers or sell off the land. There are few farms left here for economic reasons. The Hopkins still have the dairy farm because tax dollars paid them top development value price for the farms and let them keep them for dairy operation, so tourists can drive by a dairy farm. The Townsends are selling off the hundreds of thousands of acres they have a few thousand at a time, because no one in the family is willing to take the risks and threats of being a farmer anymore. They sold the chicken plant because of similar risks and threats. Chicken farms, that last hope of farmers, are failing by the day. If they are close enough to where people want to live they are being developed too. If not, they are being abandoned. It wont be long and the chicken farms will join the dairy farms as abandoned property. Now a lot of people want to stop the development of land. Some want to have a quiet peaceful place to live with no tourists. There are places like that and there is no one there. No one is coming there. No one is going to go there. There are no messy commercial establishments. There are no establishments at all. There are no newcomers, in fact, as one man told me. We had a guy who came here and didnt get along well with others. We fed him to the hogs. Want some bacon, its tasty. And they smile a toothless grin. They had no money for dentistry either. We finally found, over the years since farming came at risk, a multi-position income base. We have tourism, entertainment such as dining, listening to music, drinking and socializing with others for dating reasons — and retirement. They, who come here, want to be here. The farmers dont want to fight the urban viewpoints and cant fight the economics for the most part. If you want to fight development; then there are ways to prevent it. There are some GREAT deals in Ghana, Slovakia and Guiana right now. Great open spaces. Cheap properties abound. Often there are lots of trees with no one wanting to cut them. There is not likely a Wal-Mart there or an Outlet Center. There are great rural people with rural lifestyles still there and many want American Dollars to come and will sell out cheap. If you own a home that has gone up in value from $5,000 or so during the early 60s to a couple of hundred thousand now, or your family does; now is a great time to sell out, move out and recapture the life and lifestyle of our youth. But, that takes risk, management, hard work, long hours, investment, income to pay for the investments, and all those nasty things. Slovakia is ready. And they sometimes speak better American and are more well educated than most of us. Doctors are cheap; many make only $400 a month. So health care is cheap. Meat is cheap you just have to hunt or buy from a hunter. Vegetable products are cheap too, some are even farmed, many are just growing wild and ready for the harvesting. And they are rife with nice healthy bugs and mold and fungus not messed up with chemicals. Wanna go? There are several dozen Slovaks living here for another few weeks and all but one Ive spoken to are planning to come back as soon as they can get here. They are making more money than theyve ever seen before spraying vegetables and opening boxes at Food Lion here on Rt. 24. The bounty of that dirty capitalist super market, Food Lion, in that Edgehill Shopping Center commercial development that Stan fought the anti-developers to put there, is intoxicating to them. Theyll never be the same. They ride bikes from Milton where they room together to the Food Lion to work. They are happy for the opportunity we have here and hope to be able to return in most cases. Some hope to go back to Slovakia and do what theyve learned here. So hurry, some of them may become developers in Slovakia. They all have commented to me that they can save lots of money while here because food takes so little of what they earn, compared to what it takes back home! And all that in an area where all the farms are gone and developers have taken over. J Take care, Copyright www.JodyHudson.com Source of this article: http://www.kate-jody.com/essays/farmersgo.html Article Source: http://EzineArticles.com/?expert=Mr_Jody_Hudson http://EzineArticles.com/?Where-Did-All-The-Farmers-Go?&id=3283 online prescription soma buy soma wwwsomacom buy soma with online prescription soma phentermine overnight pharmacy

A Self - Sufficient Water Garden

Monday, October 29th, 2007

By Christopher Byrnes One of the primary advantages of choosing to have a water garden is that if you plan it well, a water garden will maintain itself. With a water garden, you can say goodbye to traditional garden tasks like raking, mowing, weeding, digging, and tilling, and hello to being able to relax and enjoy the fruits of mother nature’s labors. If you create a water garden that follows the basic tenets of water garden design, pest control will become a thing of the past as your tiny water based eco-system chugs along in a harmonious balance of pest and predator without your intervention. A water garden does require additional maintenance, like a yearly draining and scrubbing, and a monthly or weekly cleaning of the filtration system. You will occasionally have to run the hose into your pond for a few minutes in order to replenish water lost to evaporation. However, once you’ve got your water garden up and running, you won’t have to spend more than a few minutes a week caring for your garden in order to keep it in top shape. In fact, once your water garden is fully installed and populated with plant and animal life, you won’t even have to feed the fish. By learning a bit about how a water garden works, you will be able to design a water garden that has a harmonious and self sustaining balance of fish, insects, algae, exotic aquatic plants, and bacteria. The fish will eat the insects and the algae, keeping the water clear and bright, and harmful pests that could damage plants completely under control. The bacteria will break down the waste produced by the fish into the core nutrients that the plant life and algae need in order to survive. The algae and the plants in your water garden will soak up these nutrients along with water. The plants will then transform this food into beautiful blooms and lush greenery that will attract more insects, starting the sequence all over again. This basic series of events is as the heart of any water garden. This simple cycle makes a water garden the perfect option for any garden enthusiast who would rather sit back and relax in a heavenly atmosphere than spend the day knee deep in soil. The most work that you will ever have to do to have a beautiful water garden is in the design and creation of your garden. Once you have mastered how to create your garden’s ecosystem, you will be able to step back and let your water garden maintain itself. However, this makes the initial stages of the process all the more important. Learning about what kinds of plants and fish will thrive in your water garden is a crucial first step, because without the knowledge of what will go together harmoniously, you risk having to compensate for any problems by putting in more work later. If you want to create a water garden that won’t require maintenance, educating yourself is a vital part of the equation. Find out how to build your dream water garden on a tight budget. Click here now for full info! Article Source: http://EzineArticles.com/?expert=Christopher_Byrnes http://EzineArticles.com/?A-Self—Sufficient-Water-Garden&id=221531 phentermine online cod cheap phentermine no prior prescription cheap phentermine online prescription phentermine overseas pharmacy

5 Creative Ways to Propose Marriage

Sunday, October 28th, 2007

By Dawn Arkin You have made the decision to ask your girlfriend to be your wife. You bought a ring and are ready to take the plunge. But now you are wondering how should you do it? When you plan your proposal, take your bride-to-be’s personality as well as your own into consideration before you decide on anything. If your girlfriend is a quiet person, don’t plan a location that is public and noisy. There are many different ways to ask the woman you love to marry you. What you need to do is find the way that is right for the both of you. Here are some suggestions for memorable marriage proposals. A Picnic Lunch Buy a picnic hamper and pack a romantic lunch. Fruit, cheese, bread and wine all help to enhance the romantic feel of this marriage proposal. Finish your lunch with chocolate covered strawberries, with the engagement ring and proposal being the final course. A Mystery Trail Leave a path for your sweetheart to follow. Chose something romantic, like rose petals or candles. Leave a trail from the front door throughout the house. At different places leave flowers, chocolates, and champagne for your sweetie to find. At the end of the trail is where you will be, ring in hand. A Puzzling Time If your sweetie is a jigsaw puzzle lover, buy a blank jigsaw puzzle and write will you marry me on it. Cook her dinner, or order a meal from your favorite restaurant. After the dessert, give her the puzzle in a beautifully wrapped box and be prepared kneel and pop the question when she finishes it. Restaurant Proposals Take your sweetie to the restaurant you had your first date. If you call ahead most restaurants are more than happy to help you plan your proposal and might even be willing to write your question on a plate, or include it in the dessert menu. A Christmas Proposal At Christmas time wrap the engagement ring in a small box. Then place it in a larger box and wrap that as well. Keep doing this until the present is large enough to fool your sweetie. Do not put this gift under the tree, but instead hide somewhere in the house. After you two finish unwrapping your presents go and get this one. As she unwraps the gift you should be prepared to kneel down and ask her to marry you. You want to make your first proposal special. Finding a creative way to ask the one you love to spend her life with you will make it be a moment to remember and tell your grandchildren about. Dawn Arkin is a writer who loves to plan and attend weddings. This article has been submitted in affiliation with http://www.Prye.Com which is a site for Wedding Invitations. Article Source: http://EzineArticles.com/?expert=Dawn_Arkin http://EzineArticles.com/?5-Creative-Ways-to-Propose-Marriage&id=412912 prescription drug valium buy xanax and valium online buy valium onlinemastercard pharmacy valium

AeroGrow AeroGarden Hydroponics Kit Review - Indoor Hydroponics for the Rest of Us

Saturday, October 27th, 2007

By J Ruppel Looking for something different for a gift for your gardener? Or something for the cook in your life. It’s not often that something completely novel shows up in the world of gardening, but the Aerogrow Aerogarden Indoors Hydroponics kit is something new, that uses technology that did not exist ten or fifteen years ago, and at one point was actually featured in Time magazine. The Aerogrow system is a completely self contained hydroponics system. Hydroponics is a soil-less system, in which the plant’s root system actually grow in enriched or fertilized water. Because the Aerogarden is a soil-less hydroponic system, it eliminates a lot of the mess associated with indoor container gardens. There is also no risk of soil-borne diseases or pests when using a hydroponics unit. The Aerogrow Aerogarden kit includes not only the hydroponics system, complete with a computer controlled pump, but a built in adjustable grow light as well. Because of this level of automation, you can set the system up and not bother it for up to two weeks. It includes seed sets for many different types of plants. Ranging from herbs to to salad fixings to small vegetables there are seed kits for many different types of vegetables. You simply set the computer control for the type of seeds you have selected, and you are set to go. Because this is an indoor hydroponic unit, the Aerogrow system can be used year round. Harvesting herbs and vegetables in the middle of winter is not a problem, and it can be used indoors in the heat of the Southwest summers to keep a supply of vegetables that would normally wilt that far south. How well does the this indoor hydroponic system work? To learn more you can go to our complete Aerogrow Aerogarden Hydroponic System review along with time lapse videos of the assembly and operation of the unit at How to Garden Guide Article Source: http://EzineArticles.com/?expert=J_Ruppel http://EzineArticles.com/?AeroGrow-AeroGarden-Hydroponics-Kit-Review—Indoor-Hydroponics-for-the-Rest-of-Us&id=547341 ultram prescription ultram pharmacy on line buy tramadol without a prescription can i buy ultram online

Signs and Symbols

Friday, October 26th, 2007

By Mellody Davis In the year 2005, the American Constitution has put into law that the Ten Commandments cannot be displayed legally unless there is a historic theme to the display. I say what a joke. If you really think about it the whole Bible is Historic from the beginning of time. I ask this question does science displays show any historic meaning, or furthermore does the nakedness of Greek Mythology displays show any historic facts. I guess it depends on what historic fact is being emphasize or whom is in control. We have many structures in America that have everything from reptiles to who knows what. I ask why is that it we can put up with others signs and symbols, but they cant put up with ours. Does it hurt them so much when they see the Ten Commandments displayed. If so why? What is the underlining cause of your hurt or contempt. After all if you can except the in God we trust symbol on the American dollar, why cant you accept the viewing of the Ten Commandments. Lets see what the Bible says about Symbolization. In the book of Ezekiel 41:18 it says were carved cherubim and palm trees. Palm trees alternated with cherubim. Each cherub had two faces; the face of a man toward the palm tree on one side and the face of a lion toward the palm tree on the other. Now the NIV Bible dictionary states that the Cherub means this. A winged, angelic being who exists primarily to glorify God and to vindicate Gods holiness against the presumptuous pride of fallen humans. Symbolic attendant marking the place of God enthronement in his earthly kingdom (Exodus 25:18) The plural co cherub is cherubim. If people were really trying to enforce their belief on others, wouldnt they create a cherubim. I think the Ten Commandments is a very good way of showing the historic fact not only of the Biblical sense, but also in the American sense for which this country was founded. Its like back in the 1950s when they insisted that the teaching of the Bible not be included in the school criteria. Now look at what we have today in Americas public school system, we have drugs, guns, gangs, pregnancy, rape, cheating of school grades by teachers and students. Yes I guess it was a good idea to remove Christ from school. But good for whom I wonder, think about it. It is written in 1Timothy 4:13 it says Until I come, devote yourself to the public reading of Scripture, to preaching and to teaching. Now I ask when will we get back to basics, if ever?When will we reserve the right to uphold the fundamentals on which this country was founded? Can someone tell me if it has change if so where is it written? To conclude in the book of 2Thessalonians 2:15 it says So then, brothers, stand firm and hold to the teachings we passed on to you, whether by word of mouth or by letter. May our Lord Jesus Christ himself and God our Father, who loved us and by his grace gave us eternal encouragement and good hope, encourage your hearts and strengthen you in every good deed and word. Love Always,Your Sister in Christ,Mellody Davis Enjoy more reading at http://www.hostinghelps.com/allaboutjesus/AboutJesus.html Article Source: http://EzineArticles.com/?expert=Mellody_Davis http://EzineArticles.com/?Signs-and-Symbols&id=47086 buy xanax without p where can i order xanax online order xanax no prescription 2mg xanax order

Run Your Business on Clicks with Online Business Loan

Thursday, October 25th, 2007

By [http://ezinearticles.com/?expert=Michael_Brian]Michael Brian Whether the business is small scale or large scale, it needs money for its smooth functioning. Money is just like fuel to any business. It is not necessary that every individual have sufficient funds to invest in his business. When the person is left with no other option to arrange funds, he tries to get a loan. But getting a loan is not an easy task! A simple thought of getting a loan makes the person think of that long cumbersome process, which the person has to undergo to get a loan. The person may need money to start a new venture, to expand his existing business, or to buy the machinery & equipments for his business. Business loan is the answer to his entire questions. Business loan supports and provides financial assistance to all the business owners facing the financial crisis. Earlier getting a business loan also comprised of the same cumbersome stages, which made the person confused and puzzled; But now due to advancement in the technology, the person can get a loan without getting into those confused stages. In other words, online system has simplified the process of getting a loan. Like in the physical market, the person firstly has to search for various lenders. After searching, he has to go to each and every lender for the quotation. This implies waste of time and money. As every moment for businessperson is worth millions of pounds, so in order to save his precious time the lender provides business loan through online mode. Though the process in both the methods, whether physical market or through online, is same, but the only difference is that through online mode the person can apply by sitting at home and at anytime. Through online, the person has just to fill a form which asks regarding his financial details. And if the lender feels that you are eligible for the loan, he will definitely get back to you. Getting quotation through online also simplifies the process of comparing and choosing the lenders faster.Sometimes the lender also provides guidance to borrowers regarding the utility of loan. The borrower can avail cheap business loan by keeping his house on collateral. The collateral enables the lender to lower the interest rate as he feels secured against the risk of non payment of loan. So to enhance your future growth opportunities, just dont lag behind because of your initial financial condition. Choose the lender and discuss your financial status and problem with him. Surely, he will suggest you the right path to overcome your problem. Michael T. Brian is the author of this article. He has a Masters in Business Administration and is an expert in finance. He writes about various finance related topics. To find [http://www.find-business-loans.co.uk/Online-Business-Loan.html]Business loans, business start up loans, Secured business loans, unsecured business loans, small business loan, flexible business loans visit http://www.find-business-loans.co.uk Article Source: http://EzineArticles.com/?expert=Michael_Brian http://EzineArticles.com/?Run-Your-Business-on-Clicks-with-Online-Business-Loan&id=246510 1 meridia purchase sibutramine buy from canada reductil diet pills diet meridia pill prescription prior

Samsung D900 - Slim, Slender and Powerful

Wednesday, October 24th, 2007

By [http://ezinearticles.com/?expert=Adam_Caitlin]Adam Caitlin Mobile phones come in different shapes and sizes. But, in the present scenario, consumers preferences are changing they are looking for slim phones equipped with advanced features. Samsung has introduced a wide range of slim mobile devices in its ultra-slim portfolio. Super sleek and compact, the Samsung D900 is an ultra-thin edition from Samsung. Empowered with high-end technology and stylish design, the Samsung D900 has got a special place in the global mobile world. Built on slider mechanism, the device offers user-friendly features explore unlimited possibilities with the D900. Enriched with a wide range of features including a 3.15 mega-pixel camera, music player, Bluetooth and WAP the device always keeps you entertained. No matter wherever you go. Featuring a bright TFT 256k colour screen it makes an excellent interface for viewing videos, images and phone menus. Take picture with an in-built 3.15 mega-pixel camera, save pictures and share with friends and family via MMS. With high resolution camera features, you can definitely expect good picture quality. Supported with MicroSD memory card, the device offers enough space to accommodate music, pictures and videos. The Samsung D900 also offers a music player soothe your senses with some great music and feel the difference. Download music tracks or transfer songs from your PC all you can do with your slim device. The expandable memory card creates enough room to store more music tracks. Just play your favourite songs and keep listening on the move. In addition to its slim profile and entertainment features, the Samsung D900 offers some business tools to help you manage your corporate world. The device comes with MS Office tools that allow you to view documents in different formats such as Word, Excel, PowerPoint, etc. Attach and send documents via email and always keep in touch with the world, wherever you go. With EDGE technology, you can enjoy high speed mobile internet and transfer data swiftly. Hold the phone and explore features that are hidden inside the slim device. [http://www.mobilerainbow.co.uk]Mobile Phone deals [http://www.mobilerainbow.co.uk/simfreephone.asp]sim free phones [http://www.mobilerainbow.co.uk/alldeals.asp?id=327]Samsung D900 Adam Caitlin is expert author of Telecommunication industry. Article Source: http://EzineArticles.com/?expert=Adam_Caitlin http://EzineArticles.com/?Samsung-D900—Slim,-Slender-and-Powerful&id=588291 online overseas pharmacy ultram 180 tramadol next day without prescription prescription tramadol without order tramadol saturday delivery

Herbal Remedies for Your Skin

Tuesday, October 23rd, 2007

By Tim Gorman If you suffer from persistent skin problems like eczema or psoriasis, you know how that they are recurrent and difficult to control. Common factors such as stress and poor diet can cause flare-ups, and who has time to run to the doctor every time this happens? Plus, your body can become resistant to the steroid creams that are commonly prescribed to treat these problems. Luckily, there are several natural, easy, and safe herbal remedies for eczema, psoriasis, dandruff, and other causes of dry, flaky skin. If you tend to have dry skin, taking vitamin E every day will help prevent problems before they start. Diets rich in olive oil and using safflower oil as a substitute for vegetable oil will also provide much-needed vitamin E. Vitamin E is sold in capsule form, and you can break the capsules open and apply the oil directly to the affected area as well. Adding a few drops of lavender essential oil will help reduce redness, puffiness, and scaling. For problems such as flakiness of the scalp, using a dandruff shampoo will help minimize the symptoms, but if you want to avoid the chemicals you can apply witch hazel directly to the affected area or mix it with your natural shampoo. This is very soothing and will help heal the skin. Lastly, drinking plenty of water and avoiding alcohol and caffeine will help keep your skin hydrated, soft, and healthy. Take advantage of the natural herbal remedies available to help you control and treat your skin problems. Timothy Gorman is a successful Webmaster and publisher of Health-Fitness-Solutions.com He provides more health related advice and simple herbal remedies that you can research in your pajamas on his website. Article Source: http://EzineArticles.com/?expert=Tim_Gorman http://EzineArticles.com/?Herbal-Remedies-for-Your-Skin&id=88998 incest roleplay mother incest stories toon porn incest galleries incest mother son foruem chatrooms animation

Teaching The Value Of Money In This Festive Season

Sunday, October 21st, 2007

By Christina Hue Gong Xi Fatt Chai. Today is the second day of the Lunar New Year. This is a festive season which is celebrated in most Asia countries especially in China.This celebration marks a new year to the Chinese calendar. During this festive celebration, the children would be the most happy as they will be receiving a red packet called hong bao. What is hong bao? This red packet contains money inside which is given during Chinese New Year, weddings, birthdays or any other auspicious events. Why the red packet must be red? The purpose of the red packet is that the red symbolizes good luck and prosperity. The cash amount contained is not important but the amount contained has to be in even numbers. The numbers are auspicious and odd numbers are perceived as loneliness. Usually those who are married can only give out hong bao. Any unmarried person is eligible regardless of age. I believe that during this Chinese New Year it is also a good time to teach children to appreciate the meaning of our traditional values. We as parents must teach them the significant of the hong bao . The amount value is not important. I have seen children open up the hong bao and say to the parents that the amount inside is very small. It is not whether they receive $20 or even $2. Children must know the custom of receiving hong bao as it signifies good wishes and good fortune. It is also a good time to teach the children to give. Teach them the joy of giving and sharing. Bring them to the orphanage or any charity homes, ask the children to use part of their hong bao money to buy some gifts to give and share. It makes them realize where they are and how fortunate they are to have what we have. This Chinese New Year is a good time to teach the children that money is a valuable tool that can use to help others. By giving part of their hong bao it can make someone else happy. We can teach the values of money to our children in any occasion. As long it is fun the children will always learn better. Gong Xi Fatt Chai to all who celebrate this festive season. Happy collecting ‘hong bao” and happy learning.http://www.realsmarteens.com/ Article Source: http://EzineArticles.com/?expert=Christina_Hue http://EzineArticles.com/?Teaching-The-Value-Of-Money-In-This-Festive-Season&id=460132 how to purchase phentermine ambien and soma online buy ambien for cheap ambien reliable online purchase online ambien cheap